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Standard Interest Rates for Resident Indians

To know the impact of change in FRR on your existing Home Loan Tenure, please use the Online Calculator.

For further queries regarding the change in rates, please write to us on kapursaya@yahoo.co.in or you can get in touch with our call centre at 9810128617, 9811237690
Description of Charges
Home Loans

Loan Processing
Charges / Renewal

Home Loans : 0.5%
processing /admin fee
or Rs. 2000/- whichever
is higher Loan OD
against Property or
Office Premises
Loans : 1% of loan
amount or Rs. 2,000/-
whichever is higher
Prepayment Charges 2 % on the principal outstanding on full prepayment
Solvency Certificate NA
Charges for late payment (loans) Home Loans : 2% per month Home OD : 1.5% of the outstanding amount subject to minimum of Rs. 500/- & Maximum of Rs.5000/-
Charges for changing from fixed to floating rates of interest 1.75% on principal oustanding
Charges for changing from floating to fixed rates of interest 1.75% on principal oustanding
Cheque Swap Charges Rs. 500/-
Document Retrieval Charges Rs. 500/-
Cheque bounce charges Rs. 200/-
Note : Service Tax and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges
* - Upto 5% for select categories

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