| Description of Charges |
Home Loans |
Loan Processing
Charges / Renewal
Charges |
Home Loans : 0.5%
processing /admin fee
or Rs. 2000/- whichever
is higher Loan OD
against Property or
Office Premises
Loans : 1% of loan
amount or Rs. 2,000/-
whichever is higher |
| Prepayment Charges |
2 % on the principal
outstanding on full prepayment |
| Solvency Certificate |
NA |
| Charges for late
payment (loans) |
Home Loans : 2% per
month Home OD : 1.5% of the outstanding amount subject
to minimum of Rs. 500/- & Maximum of Rs.5000/- |
| Charges for changing
from fixed to floating rates of interest |
1.75% on principal
oustanding |
| Charges for changing
from floating to fixed rates of interest |
1.75% on principal
oustanding |
| Cheque Swap Charges |
Rs. 500/- |
| Document Retrieval
Charges |
Rs. 500/- |
| Cheque bounce charges |
Rs. 200/- |
