you decide to buy a home, you can put in your application.
Yes, you can apply for a loan even before you have selected
The property need not
even be in the same city where you are residing. The only
condition being that HPFC has home loan operations in
both the cities.
Should there be a change
in your financial status or plans, you can withdraw your
sanction within 6 months of approval.
However, we are always
ready to assist our customers in the event of legitimate
problems. And, we might reconsider this if we find that
there are satisfactory reasons for the delay.
And, neither would we
charge you extra for this delay.
If it is refinancing you
are interested in, it is possible within 6 months from
the date of purchase of property.